Deferred Charitable Gift Annuity
A Gift that Gives Back When You Need It
A deferred charitable gift annuity is a contract between you and Moravian Theological Seminary that provides advantages for both. You can make a gift and receive immediate financial benefits. By funding a deferred charitable gift annuity you will provide valuable support to Moravian Theological Seminary and receive a charitable income tax deduction and fixed payments for your lifetime or the lifetime of a loved one.
The deferred charitable gift annuity is an ideal choice for younger donors or those who have not yet retired, providing a tax deduction now and tax-favored retirement income later. Such a deferred investment can supplement other tax-sheltered investment plans, such as IRAs, 401(k)s, 403(b)s, or Keogh plans. And if you donate appreciated securities instead of cash, you may be able to reduce your capital gains tax liability as well.